How do I add money to my MogoCard?

Last Updated: May 07, 2019 08:44AM PDT

You have 3 simple options for adding money to your MogoCard:
Online Transfers
While adding money, you'll be displayed how long the funds will take to be added to your card. In some cases it's instant. In others, it’s not. It's all based on your financial profile. However, it generally takes up to four days for the funds to come out of your bank account and be added to your MogoCard.
Please ensure you have enough money in your bank account for it to be transferred. If you spend the money before it clears your bank account, you risk NSF fees from Mogo and your bank.
  1. Sign in to your MogoAccount and go to your MogoCard dashboard.
  2. Click “Add Money”.
  3. Add the dollar amount you want to add to your MogoCard.     
  4. Click “Add Money” again to confirm.
The following financial institutions are supported at this time:
  • BMO
  • TD
  • Tangerine
  • Scotiabank
  • RBC
  • CIBC
  • ATB Financial

Interac e-Transfer
Once you’ve completed your transfer, allow at least 30 minutes for the money to be added to your available card balance, at which point you can start using your MogoCard right away! You can view the current estimated processing time here.
  1. Sign in to your MogoAccount and head over to your MogoCard dashboard
  2. Click “Add Money” and select your bank
  3. After reviewing the transfer limits, applicable fees and processing time, click “How to Transfer”
  4. Use the “Recipient Info” and “Security Info” to submit your e-Transfer
    *Hint: You can tap on the icon next to the information to copy it for easy pasting into your online banking’s e-Transfer form
  5. Log into your online banking and submit your Interac e-Transfer 

Canada Post
To add money to your MogoCard, take cash or your debit card to a Canada Post outlet—and don't forget your MogoCard!
You can add up to $500 in a single transaction at Canada Post, and up to $2,515 per 24 hours. Keep in mind that a $3 fee will be charged for each transaction separately by Canada Post.
Mogo Visa* Platinum Prepaid Card is issued by Peoples Trust Company pursuant to licence by Visa Int. *Trademark of Visa International Service Association and used under licence by Peoples Trust Company.

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