Do I have to take a loan out if I open an account?

Last Updated: Nov 29, 2018 02:45PM PST

No you don't!

When you open a MogoAccount, we tell you if you're pre-approved without hurting your credit score, but you're under no obligation to use MogoMoney.

If you're pre-approved for MogoMoney and you don't want to use it, we're totally cool with it. Same goes for MogoMortgage pre-approval. You can still get your hands on a MogoCard and monitor your credit score monthly for free.

Mogo Visa* Platinum Prepaid Card is issued by Peoples Trust Company pursuant to licence by Visa Int.

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