Does opening a MogoAccount affect my credit score?

Last Updated: Apr 03, 2019 11:43AM PDT

NOPE. When you open a MogoAccount, we perform a "soft check" which doesn't impact your credit score.

You don't have to take a MogoMoney loan, apply for a mortgage or get any other other Mogo products to see your credit score. If you decide to move forward and apply for a loan, we'll do the hard check at some point in that process which can impact your credit score. Don't worry, you will be asked to consent to this hard check in advance.

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